The Telcoin Platform is a user-owned, decentralized financial platform powered by active Telcoin users, GSMA member Mobile Network Operators (MNOs), and Mobile Money Service Providers (MMSPs). 

Platform Architecture

Visualization of the Telcoin Platform stack

Application Layer

Telcoin Application

Description: The Telcoin Application is a compliant, secure, and easy to use interface to the Telcoin Platform. 

Marketplace Layer


Description: TELx is a liquidity network powered by active Telcoin users across decentralized financial protocols. TELx is designed to power a global suite of fast, affordable, decentralized, and user-owned financial products for every mobile phone subscriber in the world.

Settlement Layer


Description: Rivendell is an application-specific Ethereum (Polygon SDK) sidechain with MNOs as the exclusive validator set. Rivendell's native application is direct-to-consumer, self-custodial, mobile financial services.